The Experts
Excelling in Service

Reverse Mortgages SIDAC - Minnesota Reverse Mortgages
A Division of Greenleaf Financial, LLC NMLS/MO #173899

Financing Your Retirement May Be

Right Under Your Roof

You Hold The Key to Minnesota Reverse Mortgages
You Hold The Key!

Are you looking for Security, Independence, Dignity and Control in your retirement?

You can supplement your retirement income with the
equity from your home and have

Security, Independence,
Dignity, and Control.
Retired Reverse Mortgage Clients
Contact us for interest rates of the week
Minnesota Reverse Mortgage Programs
with Reverse Mortgages SIDAC

As The Experts Excelling in Service we are the
Minnesota Reverse Mortgage Lender of Choice.

We are your Trusted Minnesota Adviser providing
answers to all your reverse mortgage questions.
The ONLY lender offering ALL Reverse Mortgage Programs
currently available in Minnesota and serving all of Minnesota.

Reverse Mortgage MN on The Radio
Listen Now:
"The Unexpected Caregiver" Radio Show
The Basics of Reverse Mortgages - Part 1
Reverse Mortgage Myths - Part 2

Homeowners 62 and older can use the equity in their home NOW with a reverse mortgage. A reverse mortgage loan is a specifically designed home equity loan for seniors with no income or credit requirements. This is a mortgage in reverse where the borrower receives payments instead of making monthly payments and the loan is paid off when the home is no longer the primary residence of the borrower.

Being seniors are on a fixed income they generally don’t qualify for a conventional home equity loan. The reverse mortgage, a special home loan for seniors on a fixed income, has one LOW INTEREST rate for all borrowers regardless of income or credit.

There are no limitations on how the reverse mortgage proceeds are used and Minnesota reverse mortgage borrowers have security, independence, dignity, and control during their retirement years. Click here to learn how others have used their reverse mortgage proceeds.

Reverse Mortgages SIDAC, serving all of Minnesota, is the trusted advisor and Minnesota reverse mortgage lender of choice providing financing for seniors by specializing only in reverse mortgages.  Located in the Twin Cities metro area, besides originating in St. Paul, Minneapolis and the nine county metro area, we personally assist seniors throughout the state of Minnesota.

The reverse mortgage home loan programs available in Minnesota include:
  • The HUD FHA government insured HECM (Home Equity Conversion Mortgage):

Because we offer ALL reverse mortgage home loans available in Minnesota, we review all the options and help you determine which is the best reverse mortgage program for your situation.  Click here to learn what others have said.

The HUD reverse mortgage program, the Home Equity Conversion Mortgage or  HECM, has been the most common of reverse equity mortgage programs offering the lowest interest rate and the most flexibility. Currently it is the only available reverse mortgage program in Minnesota.  Click here to learn about the reverse mortgage programs.

Do you want to have security, independence, dignity, and control?
Reverse Mortgages SIDAC can help you.

If you are considering a reverse mortgage in Minnesota contact us for a no obligation, FREE quote - we'll even meet with you in the privacy of your home to educate you on reverse mortgages.
Most other lenders offer Reverse Mortgages as an addition to their conventional mortgages or other financial services, whereas we devote all our attention to Reverse Mortgages. Executive Vice President, Beth Paterson, has been in the Reverse Mortgage business since 1999. Her leadership gives Reverse Mortgages SIDAC the experience, knowledge. and expertise needed to counsel our clients and resolve more issues or concerns that other lenders are not able to offer.

Beth Paterson has authored books about Reverse Mortgages including Understanding Reverse Mortgages which answers many questions about Reverse Mortgages dispelling the myths and providing the facts, along with the positives and negatives of Reverse Mortgages. Written in a simple format, Understanding Reverse Mortgages provides the necessary information and knowledge for readers to comprehend the basics of Reverse Mortgages.

Our Reverse Mortgage Advisors and entire staff are highly trained with an intensive initial program and on-going education to provide our clients, their friends, family members, caregivers, and advisors with exceptional service and commitment. Priding ourselves on customer service, our commitment to our clients and our level of customer service is heightened with our familiarity with other resources to assist our clients beyond the Reverse Mortgage.

Satisfied MN Reverse Mortgage Borrowers

"Home is
where the heart is."
Reverse mortgage provides MN senior extra cash
Nancy had accrued some debt including some credit cards and borrowing from her children. She did a Reverse Mortgage to pay off those debts and to have a line of credit available for future needs. She also enjoyed having some extra cash to purchase some things to fix up her home and to go to lunch with friends on occasion. Because her children had their own expenses and needs, they were relieved that their mother had done the Reverse Mortgage and could live more comfortably without relying on them.

Explore our website and then Contact Us to see
if a reverse mortgage fits your situation.

Self-managed web sites powered by iEditWeb, Inc.