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 A Minnesota reverse mortgage guide:Understanding Reverse Mortgages by Beth Paterson
Introduction I have been through many personal experiences and challenges where I learned there are many resources available. These led me to working with others faced with challenges in addition to working with seniors. After several years working with seniors and hearing about Reverse Mortgages, I decided to enter the Reverse Mortgage industry as my career. I wanted to be able to help seniors fulfill their dreams and stay in their homes and have the money to do so. As I do with everything, when I entered the Reverse Mortgage industry in 1999, I wanted to learn everything there was about this unique product. Also, since I did not come from a mortgage, banking, or real estate background, I had to understand the new industry I was entering. This was for myself as well as to be able to help my clients. I read everything there was about Reverse Mortgages, including books and articles published in various publications. There was, and still is, a lot of information available about these unique loans to help seniors. While talking with people I found many where overwhelmed with all the information. I too found it was overwhelming to try and figure out the complexities of the loan. Although some are interested in reading all the details, many just want the basics. As a result I decided to write a book to simplify the information yet provide the necessary information to understand Reverse Mortgages and help one decide whether it is the appropriate option for their situation. Because we often learn from other’s experiences, I decided to provide examples of those who have benefitted from their Reverse Mortgage. (The names have been changed to protect their privacy.) Through my many years in the Reverse Mortgage industry I have helped hundreds of people understand and then benefit from having done a Reverse Mortgage. I treasure my clients and enjoy the cards, letters, and calls I received through the years after their closing. It is rewarding to me to hear how the Reverse Mortgage has changed their life for the better. With my years in the industry and experiences in working with clients, I have become known as an expert in Reverse Mortgages. At one point I thought I had come across every possible scenario with the Reverse Mortgage. How wrong I was. Every loan brings something new to learn. So I continue to learn and my knowledge continues to expand. I stay abreast of what is happening so I can continue helping people understand Reverse Mortgages. In addition to Reverse Mortgages, I continue to keep informed of other services and resources that may assist seniors. With revisions of this book, through seminars, meeting with clients, their families and advisors, I will continue to share my expanded knowledge with you.  My hope is this book provides you with an understanding of Reverse Mortgages and how you may benefit from having money to fulfill your dreams and maintain your security, independence, dignity, and control. Beth Paterson Executive Vice President You Hold The Key! Minnesota Residents Call Us to learn how to receive a FREE copy of the reverse mortgage guide, Understanding Reverse Mortgages, a book written in a simple format, providing the necessary information and knowledge to comprehend the basics of Reverse Mortgages. Prestige Mortgage LLC
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